The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content U.S. Personal Savings Rate What can be learned from the savings rate? When Do You Need a Will? When do you need a will? The answer is easy: Right Now. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.